DebtRetired is a coaching and education practice. It is not a debt settlement, debt consolidation, debt relief, or credit repair service. It does not contact your creditors, does not pull your credit report, does not provide investment, tax, or legal advice, and never holds or handles client money. Steve and Amy are a composite household built from typical client situations. Their numbers come from a real run of professional planning software, and every date shown is a projection from that run, not a report of past results. Your numbers and your dates will be your own, and no outcome is guaranteed: a plan’s results depend on a household’s actual numbers and the follow-through behind them. Payoff modeling and client billing run on the Debt Done Date planning platform. Kent Kopen is a Certified Liability Advisor on that platform and is compensated through it. © 2026 DebtRetired.com
